Before you start searching for and touring homes, it's essential to understand your overall buying power. A number of factors determine this -- all of which translate to the price range of homes you can afford. One key factor of your buying power is pre-qualifying for a home loan.

As your representative, and managing owners of our mortgage division, HMS Mortgage, we will help you understand what's involved in getting pre-qualified for a home loan. To give you a brief idea, some items that are considered when pre-qualifying for a mortgage include:

• Your employment history
• Your credit scores and history
• Your monthly income and housing expenses

With our expert knowledge of the mortgage market, not only will we help you determine your purchasing power, but we'll also help you make an informed decision as to the type of loan that best fits your situation.

Learn more about how much home you can purchase. Contact us today to get started!